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Tom Hine, CFP®, CFS®, MBA

Tom Hine, CFP®, CFS®, MBA

CEO, CWM & Principal, RJFS

tomhine@capitalwm.com

About Tom

Tom founded Capital Wealth Management in 2001 after working at a national brokerage firm. He wanted to provide a more proactive, personalized approach to financial planning and wealth management.

As CEO and Principal (RJFS), Tom leads the firm’s strategy and helps clients make complex financial decisions involving investments, retirement, and long-term planning.

His perspective is also shaped by more than 35 years of practicing Shotokan Karate. As a fourth-degree black belt, Tom believes good health and financial well-being both contribute to a fulfilling retirement.

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Credentials and Registrations
CERTIFIED FINANCIAL PLANNER® professional
Certified Fund Specialist® 
FINRA Series 6, 7, 22, 24, 31, 63, and 65 through Raymond James
Life insurance licensesin multiple states
 
 
 
 

Areas of Focus

Tom provides financial planning and wealth management for individuals, families, and retirees with a range of financial needs. His commitment to special needs financial planning is personal. His sister Amy was born with lifelong physical and cognitive disabilities, and growing up helping care for her shaped his understanding of the decisions families face.

 

Financial Planning & Wealth Management

Planning that may include investments, retirement, income needs, tax considerations, and estate planning coordination.

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Special Needs Financial Planning

Planning for families coordinating government benefits, Special Needs Trusts, ABLE accounts, caregiving, and long-term financial support.

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Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.