Capital Wealth Management, LLC

Capital Wealth Management, LLC
Thomas Hine, CFP®, CFS, MBA

 Professional Services

Wealth Management

Money Management

Investment Advisory Services

Asset Allocation

Estate Planning

Balanced Wealth™

 

 Thomas Hine, CFP®, CFS, MBA 

Tom Hine is the Managing Member of Capital Wealth Management, LLC and a top ranked advisor with over 20 years of experience in the financial services industry.  Throughout his career, Tom has been devoted to maintaining high ethical standards while developing sound financial planning ideas.  He combines his financial expertise with a natural ability to explain and articulate complex concepts to help his clients feel comfortable and well informed.  In recent volatile economic times, his honest and forthwith approach to communication has proven particularly reassuring to his clients.

 Tom graduated cum laude from the University of Connecticut in 1983 with a Bachelor of Science Degree in Business Administration.  He also obtained his Master’s Degree in Business Administration from UConn in 1986.  Tom broadened his educational achievements by earning his Certified Financial Planner designation through the College for Financial Planning in Denver, CO and his Certified Fund Specialist designation through the Institute of Business and Finance in La Jolla, CA.  Currently, he furthers his learning by actively participating in collaborative coaching programs such as PEAK Productions and Strategic Coach, which connect him with other industry professionals throughout the country. 

As a complement to his educational pursuits, Tom co-authored a book with John Brubaker entitled: FINRA Arbitration Solution: Five Black Belt Principles to Protect and Grow Your Financial Services Practice, (John Wiley & Sons, Inc. 2007).  The book discusses Tom’s method of using principles from his 24 years of martial arts training to teach other representatives how to protect and grow their practices.  He also had the honor of writing the foreword to The Art of Investing and Portfolio Management, (McGraw-Hill 2004).

Tom has been a featured speaker on the national level for several conventions, including the Commonwealth National Conference in October of 2008 and the MassMutual Investor’s Appreciation Conference in March of 2009.  In September of 2009, he was chosen to attend the Financial Services Institute Advocacy Summit, and met with Senators and Representatives in Washington, DC to discuss financial industry reform.  He also enjoys educating the next generation, and has created Capital Savings Day as a way of passing his craft on to elementary school students in his community.  

Tom has been highlighted in several leading trade publications including Advisor Today, Investment Advisor, and Wealth Manager.

Tom and his family make their home in Glastonbury, CT.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

HOT TOPIC: The Great Inflation-Deflation Debate

We're all used to worrying about inflation and its long-term effect on purchasing power. However, there's a growing chorus warning that deflation is the next big concern for the U.S. economy.

Pursuing Both Growth and Value

Maintaining a balance of growth and value investments may help investors add a new dimension of diversification to their portfolios.

Stocking Up on Cash: Scared or Prepared?

Having enough cash to make it through an illness, injury, job loss, or other financial emergency can help you avoid taking on debt or tapping your retirement assets.

More Newsletters →