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All 2023 IRA and Roth contributions need to be received by: Monday, April 8, 2024.

We cannot guarantee any contributions received after this date will be processed in time. Here are some tips to help you avoid unexpected problems when making 2023 contributions:

  • Verify the numerical amount versus the written amount on all checks before mailing them to CWM for processing. If the amounts are different, the check will be returned and a new one requested.
  • Be sure your checks have the account number and year of contribution written in the memo field of the check. Checks will be deposited as a current year (2024) contribution unless indicated otherwise.
  • Checks should be made payable to National Financial Services or NFS.
  • For contributions to a SIMPLE IRA the check should indicate whether the contribution is an employer or employee contribution, in addition to the tax year. If this is not indicated the check will be returned.