Balanced Wealth Process™

Build It, Enjoy It, Share It

By Tom Hine

For many Americans, financial success is an important goal. For some people, financial success is their primary goal. But when that success is achieved, it feels incomplete. Or when a certain level of wealth is achieved, a person sets a higher goal, and starts the process all over again.

The result is that lives get richer in a financial sense, but remain empty in other ways. While focusing on financial security is appropriate, wealth should not be our sole pursuit. The result will be an imbalanced and unhappy life.

The Balanced Wealth Process™ is one way to redirect our actions in line with our priorities—all of our priorities. The Balanced Wealth Process illustrates that our happiness does not come merely from having financial security, although that is important. We also need our health, activities that we enjoy, and strong links to our families and community.

I developed the Balanced Wealth Process based on my experiences and knowledge gleaned from more than 20 years as a financial advisor and 25 years of studying martial arts. Martial arts teaches us to be disciplined, and to have direction; these are important, too, in developing and implementing a financial plan, and a plan for our lives. Martial arts also teaches us about humility, integrity, and awareness; these, too, lead us towards a productive and fulfilled life.

In martial arts, the physical and the mental aspects are inseparable. Both need to be in balance for us to perform the “forms” correctly. And our goal is to use our mental approach to improve our physical movement, and vice versa. Balance.

Balance also gives us a stable structure upon which to build. This is true in our financial lives, as responsible savings are the foundation of a financially secure future. It is true in our health, and in our relationships. It is a central tenet of martial arts, as we are taught, “Before we attack, we must master the steps.” We are taught, “If the steps are not stable, then the punches will be chaotic. If the steps are stagnant, then so must be the punches."

I have applied these principles to our busy American lives in developing the Balanced Wealth Process. I also describe the Process as the Build It (wealth), Enjoy It (health), and Share It (family) approach.

 The Balanced Wealth Process and the Balanced Wealth Index are designed to improve on the weakest areas and move all aspects of your life towards balance. Like a scale, we strive to assist clients achieve balance in all aspects of their lives.  

Balanced Wealth Process™ at a Glance:

The Balanced Wealth Process™ was developed by and is available exclusively from Capital Wealth Management.  It is a proprietary system for developing a holistic wealth management strategy to help meet your individual needs.

       Changing the world for the better.

        Keeping physically fit and active.

        Working hard at my job so I can make more money.

Based on the results of the questionnaire and using our exclusive methodology, we calculate a score, or Balanced Wealth Index™ which I use to devise an appropriate strategy that helps to accumulate wealth and protect it, given an individual’s financial goals and risk attitudes.

Our Balanced Wealth Index system can work because it addresses the areas that are of greatest concern to most Americans: wealth, health, and family.  Wealth is not very important if a person is not healthy enough to enjoy it.  This is where our exclusive Balanced Wealth Index formula starts to separate itself from the standard financial planning.

WHAT’S THE NEXT STEP IN THE PROCESS AFTER YOU CALCULATE THE INDEX?

We are the only firm that provides this overall Balanced Wealth Process™.  Please contact my firm for additional information and to sign up for a Balanced Wealth Process program!

Balanced Wealth Process and Balanced Wealth Index are trademarks of Capital Wealth Management LLC.